Terms of Service & Privacy Policy

Effective Date: June 1st, 2026  ·  Last Updated: June 1st, 2026

This document contains two parts: Part A — Terms of Service and Part B — Privacy Policy. Together they govern your access to and use of LeaseScore.ai (the “Service”), operated by SPC Brands LLC (“Company,” “we,” “us,” or “our”). By accessing or using the Service, you agree to both parts.

Part A

Terms of Service

These Terms of Service (“Terms”) govern your access to and use of LeaseScore.ai (the “Service”), a web-based application that generates AI-assisted real estate reports operated by SPC Brands LLC (“Company,” “we,” “us,” or “our”). By accessing or using the Service, you (“you” or “User”) agree to be bound by these Terms. If you do not agree, do not access or use the Service.

1. Acceptance of Terms

By creating an account, accessing, or using the Service in any way, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy (Part B below), which is incorporated by reference. If you are using the Service on behalf of an organization, you represent that you have authority to bind that organization, and “you” refers to both you and that organization.

2. Eligibility

You must be at least 18 years old (or the age of majority in your jurisdiction) and capable of forming a binding contract to use the Service. By using the Service, you represent and warrant that you meet these requirements.

3. Description of the Service

The Service uses artificial intelligence to generate written reports based on inputs you provide and/or data sourced from third parties. We may modify, suspend, or discontinue any part of the Service at any time, with or without notice.

4. Accounts and Security

To access certain features, you may need to register for an account. You agree to provide accurate information, keep it current, and maintain the confidentiality of your credentials. You are responsible for all activity that occurs under your account. Notify us immediately at team@leasescore.ai of any unauthorized use.

5. AI-Generated Content — Disclaimer of Accuracy

The Service generates reports and other outputs using artificial intelligence, machine learning models, and/or automated systems (collectively, “AI”), including AI provided by third parties. You acknowledge and agree that:

a. AI outputs may be inaccurate, incomplete, outdated, or misleading. AI systems can produce errors, omissions, and fabricated or “hallucinated” information that appears plausible but is false. Outputs are probabilistic predictions, not statements of verified fact.

b. We do not guarantee, warrant, or take responsibility for the accuracy, completeness, reliability, timeliness, or suitability of any report or output. Outputs are provided for informational purposes only.

c. Outputs are not professional advice. Reports do not constitute, and are not a substitute for, professional real estate, legal, financial, tax, or other advice. You should not act or refrain from acting based on any output without independent verification and, where appropriate, consultation with a qualified professional.

d. You are solely responsible for reviewing, verifying, and validating any output before relying on or acting on it. You assume all risk associated with your use of any report or output.

e. The Service may rely on third-party data sources and third-party AI providers whose accuracy and availability we do not control and for which we are not responsible.

6. Acceptable Use

You agree not to:

• Use the Service for any unlawful purpose or in violation of these Terms;
• Use outputs in any way that is deceptive, fraudulent, defamatory, or that infringes the rights of others;
• Upload or submit content you do not have the right to submit, or that contains malware;
• Attempt to reverse engineer, scrape, overload, or interfere with the Service or its underlying models;
• Use the Service to make decisions that produce legal or similarly significant effects on individuals without appropriate human oversight and legal compliance;
• Resell, sublicense, or commercially exploit the Service except as expressly permitted.

We may suspend or terminate access for any violation.

7. User Content and Inputs

You retain ownership of any data, prompts, or content you submit (“User Content”). You grant us a worldwide, non-exclusive, royalty-free license to host, process, and use User Content as necessary to provide and improve the Service. You represent that you have all rights necessary to submit your User Content and that it does not violate any law or third-party right.

8. Intellectual Property

The Service, including its software, design, and branding, is owned by Company and protected by intellectual property laws. We grant you a limited, revocable, non-transferable license to use the Service in accordance with these Terms. As between you and Company, Company retains rights as described here.

9. Third-Party Services

The Service may integrate with or rely on third-party services, data providers, and AI models. We are not responsible for third-party services, their content, or their availability, and your use of them may be subject to their own terms.

10. Disclaimer of Warranties

THE SERVICE AND ALL OUTPUTS ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, AND ANY WARRANTIES ARISING FROM COURSE OF DEALING OR USAGE. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, SECURE, ERROR-FREE, OR THAT ANY OUTPUT WILL BE ACCURATE OR RELIABLE.

11. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, COMPANY AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, DATA, GOODWILL, OR BUSINESS, ARISING OUT OF OR RELATED TO YOUR USE OF (OR INABILITY TO USE) THE SERVICE OR ANY OUTPUT, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

IN NO EVENT WILL COMPANY’S TOTAL AGGREGATE LIABILITY EXCEED THE AMOUNT YOU PAID US FOR THE SERVICE IN THE SIX MONTHS PRECEDING THE CLAIM.

12. Privacy

We process personal information as described in our Privacy Policy (Part B below), which is incorporated into these Terms by reference. Your California privacy rights under the CCPA/CPRA are described in Part B, Section 7.

13. Indemnification

You agree to indemnify, defend, and hold harmless Company and its affiliates from any claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising out of or related to your use of the Service, your User Content, your reliance on any output, or your violation of these Terms or any law.

14. Term and Termination

We may suspend or terminate your access at any time, with or without cause or notice. You may stop using the Service at any time. Sections that by their nature should survive termination (including Sections 5, 7–8, 10–13, and 16–18) will survive.

15. Fees, Subscriptions, and Automatic Renewal

The Service is offered on a paid subscription basis with an initial free trial. By starting your free trial and providing a payment method, you authorize Company to charge that payment method on a recurring basis as described below, and you acknowledge that your subscription automatically renews until cancelled.

• Free trial. Your trial is free for 3 days or 3 reports, whichever comes first. No charge is made during the trial.
• Conversion to paid. When the trial ends — after 3 days or once you have generated 3 reports, whichever comes first — your payment method is automatically charged the price of the plan you selected, which ranges from $149 to $999 per month depending on the plan.
• Automatic monthly renewal. After conversion, your subscription renews automatically each month at the then-current plan price, and your payment method is charged at the start of each billing period, until you cancel.
• How to cancel. You may cancel at any time from your account dashboard. Cancellation takes effect at the end of your current billing period; you retain access to your remaining reports until then. If you cancel before your free trial ends, you will not be charged.
• No refunds for partial periods. Charges already billed for a completed or in-progress billing period are non-refundable except where required by law.
• Price changes. We may change subscription prices on a going-forward basis; we will provide notice before any change affects you, and continued use after the change constitutes acceptance of the new price.

By subscribing, you affirmatively consent to these automatic-renewal terms. This authorization applies to all recurring charges until you cancel in accordance with this Section.

16. Changes to These Terms

We may update these Terms from time to time. We will post the revised version with an updated “Last Updated” date and, where required, provide additional notice. Your continued use of the Service after changes take effect constitutes acceptance.

17. Governing Law and Dispute Resolution

These Terms are governed by the laws of the State of Ohio without regard to conflict-of-laws principles. Any dispute will be resolved exclusively in the state or federal courts located in Franklin County, Ohio, and you consent to that jurisdiction.

18. Miscellaneous

Entire Agreement. These Terms and the documents incorporated by reference are the entire agreement between you and Company regarding the Service.
Severability. If any provision is found unenforceable, the rest remains in effect.
No Waiver. Our failure to enforce any provision is not a waiver.
Assignment. You may not assign these Terms without our consent; we may assign them freely.
Force Majeure. We are not liable for delays or failures caused by events beyond our reasonable control.

19. Contact Us

LeaseScore.AI | SPC Brands LLC | team@leasescore.ai

Part B

Privacy Policy

This Privacy Policy explains how SPC Brands LLC (“Company,” “we,” “us,” or “our”) collects, uses, discloses, and protects personal information in connection with LeaseScore.ai (the “Service”). It applies to information we collect through the Service. By using the Service, you agree to this Privacy Policy.

1. Information We Collect

• Information you provide directly: your name, email address, and property address, along with any inputs you submit to generate a report.
• Payment information: when you purchase a report, payment is processed by our third-party payment processor. We do not store full payment card numbers; our processor handles that information under its own privacy terms.
• Information collected automatically: when you use the Service, we and our service providers may collect technical and usage data such as IP address, device and browser type, pages viewed, and timestamps, including through cookies and similar technologies.

We do not knowingly collect sensitive personal information beyond what is listed above.

2. How We Use Information

• Provide, operate, and maintain the Service, including generating reports you request;
• Process payments and deliver purchased reports;
• Create and manage your account;
• Communicate with you, including responding to inquiries and sending service-related messages;
• Maintain the security and integrity of the Service and prevent fraud or misuse;
• Improve and develop the Service; and
• Comply with legal obligations and enforce our Terms.

3. How We Share Information

We do not sell your personal information for money. We may share personal information in the following limited circumstances:

• Service providers and processors. We share information with vendors who perform services on our behalf, such as hosting providers, payment processors, analytics providers, and the third-party AI providers that help generate reports. These providers are permitted to use the information only to perform services for us.
• Legal and safety. We may disclose information when required by law, subpoena, or legal process, or to protect the rights, property, or safety of Company, our users, or others.
• Business transfers. If we are involved in a merger, acquisition, financing, or sale of assets, personal information may be transferred as part of that transaction.

To generate reports, the inputs you submit (which may include a property address) may be processed by third-party AI providers. We do not control how those providers operate, and your use of the Service is also subject to their applicable terms.

4. Cookies and Analytics

We and our service providers may use cookies and similar technologies to operate the Service, remember your preferences, and understand how the Service is used. You can usually control cookies through your browser settings. We honor recognized opt-out preference signals, such as the Global Privacy Control (GPC), where required.

5. Data Retention

We retain personal information for as long as needed to provide the Service, comply with our legal obligations, resolve disputes, and enforce our agreements. When information is no longer needed, we take reasonable steps to delete or de-identify it.

6. Data Security

We use reasonable administrative, technical, and physical safeguards designed to protect personal information. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.

7. Your California Privacy Rights (CCPA/CPRA)

If you are a California resident, the California Consumer Privacy Act, as amended by the California Privacy Rights Act (“CCPA”), provides you the following rights:

Categories of personal information we collect: identifiers (name, email address), property address, payment-related information processed by our payment processor, and internet/usage activity. We collect this information to provide the Service as described in Section 2.

California residents have the right to:

• Know / Access the categories and specific pieces of personal information we have collected, the sources, the business purposes, and the categories of third parties with whom we share it;
• Delete personal information we collected from you, subject to legal exceptions;
• Correct inaccurate personal information we maintain about you;
• Opt out of the “sale” or “sharing” of personal information. We do not sell personal information, and we do not share it for cross-context behavioral advertising;
• Limit the use and disclosure of sensitive personal information to permitted purposes;
• Non-discrimination — we will not deny service, charge different prices, or provide a different quality of service because you exercised these rights.

How to exercise your rights. Submit a request by email to team@leasescore.ai. We will verify your identity and respond within 45 days (extendable by an additional 45 days with notice). You may make access/deletion requests up to twice per 12-month period at no charge. You may use an authorized agent to submit a request on your behalf, subject to reasonable verification.

8. Children’s Privacy

The Service is not directed to children under 18, and we do not knowingly collect personal information from anyone under 18. If you believe a child has provided us personal information, contact us at team@leasescore.ai and we will take appropriate steps to delete it.

9. Third-Party Links

The Service may contain links to third-party websites or services. We are not responsible for the privacy practices of those third parties, and we encourage you to review their privacy policies.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will post the revised version with an updated “Last Updated” date and, where required, provide additional notice. Your continued use of the Service after changes take effect constitutes acceptance.

11. Contact Us

If you have questions about this Privacy Policy or our privacy practices, contact us at:

LeaseScore.AI | SPC Brands LLC | team@leasescore.ai

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